Description

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"This new edition of Consumer Credit Law and Practice - A Guide...is an essential tool for practitioners and scholars working in this field and I recommend it highly." From the Foreword by Roy Goode

An easily accessible guide covering all aspects of consumer credit, consumer hire and ancillary credit businesses, this title is the most useful and comprehensive single volume work on consumer credit law and practice, and related subjects.
Written in a clear and penetrating style, the new Sixth Edition has been extensively updated since 2018 and takes account of all relevant case law, legislative changes and developments and includes coverage of:
- the impact of the UK's departure from the European Union

- extended analysis of the scheme of regulation under FSMA
- the Financial Services and Markets Act 2023
- FCA developments, including the senior managers regime and the consumer credit sourcebook
- the financial promotions regime
- validation of credit agreements
- mortgage contracts and P2P agreements
- expanded analysis of dispute resolution and the role of FOS
- the new Consumer Duty and the overlay with TCF (treating customers fairly)
It is essential reading for: banking and commercial law practitioners; in-house lawyers; companies operating in consumer credit related industries, including banks and building societies, credit card companies, finance and leasing companies; compliance officers and personnel; and consumer advisers.

About the Author

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Dennis Rosenthal, of Gray's Inn, Barrister, a leading consumer credit lawyer who has advised banks, building societies, finance and other companies, credit card issuers, lawyers, trade associations and fraud prevention organisations, both in his capacity as a solicitor and a barrister; a long-time editor of Goode: Consumer Credit Law and Practice and Goode: Consumer Credit Reports.Robert Rosenberg, of Gray's Inn, Barrister, a leading regulatory expert who has worked for government departments, the FCA, leading law firms, and businesses, advising on a wide range of consumer credit matters.